I think the answer to "Why is it like this" is that most people simply receive their opinions from others by tradition and don't think about things that much themselves, this leads to massive inertia when it comes to 'major' changes to perception and organisation of society. Their opinions are also very much aligned with their own PERCEIVED economic interests - central banks create money out of nothing, lend it to government and banks, creating a 'debt hierarchy' that most people are too busy caught up in climbing to question. Because of the amount of wealth, stability, etc in the world today most people in this hierarchy ARE doing relatively well for themselves (at the expense of those below them), most of these people are also very focused on the idea of climbing high enough in the hierarchy that they can essentially either live without working by relying on those lower in the hierarchy, or live and work for personal fulfillment with an increasingly luxurious lifestyle. NEETS under this system have little to no resources to really even express their views as individuals let alone politically organise to the point of creating coherent and loud enough narratives to 'convince' a bunch of people to stop climbing the hierarchy in the interests of everyone.
This is something you might experience first hand directly from wagies. The wagies in my family all have this internalised mentality that because they work and I don't, they are justified in treating me like dirt, practically. They partly do this because they RESENT the fact that you're surviving without doing the work they are, and probably resent you too for having slightly more independence and strength of character to resist. These people are absorbed in climbing the hierarchy most of the time and so they don't have the time to consider more rational systems. In some funny ways, NEETs have more in common with the super-rich leisure classes than the average person working away at their job, because the elites have time and leisure to consider alternatives.
The irrationality and unfairness of the present system could never be more obvious - I have spoken to multiple people who simply inherited so much money that they'll never have to work a day in their lives, while other people wear their bodies and minds out day after day serving people who are higher up in the hierarchy. Lots of people simply repress any awareness of all of this, though - because as I said they're trying to
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