Yes. Get a cosigner (someone with a good job and credit history). You'll at least have to have a reason for getting it though, and it will have to be an every day private loan. Most, if not all private student loans go directly to the school now.
Payment terms are up to the lender so you should ask when you can start paying back.>>2152
You should only get alone if you have a well structured plan to pay it off. You're given ample warning of the risks involved, and despite what highschool tells you, there is no guarantee of employment by simply getting any degree.
If you come up with a financial plan for yourself and manage to get a good job, you may be able to at least qualify for a forbearance to at least get caught up.
Loans aren't for everyone. The company I work for in fact advises that people exhaust very other option before considering a loan.